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The average age of those getting divorced is 45-49 for men and 40-44 for women.  And the number of people aged 55 years or older ending their marriages as doubled in recent years.

With life expectancy increasing, the division of pensions in a divorce financial settlement is as important as the family home and business assets.  This is especially true if you have spent your prime earning years concentrating on bringing up your family and therefore have little or no private pension funds accumulated.

Delivering Fair Pension Divorce Settlements

RVS Solicitors is committed to providing a different type of experience for those who need legal advice.  We are a paperless office with a focus on using technology to reduce our overheads and passing these savings onto our clients.

In addition, we are driven to provide deeply personal client care, focusing on what a successful outcome means to you and then helping you achieve it.

As members of Resolution, a group of 6,500 family solicitors nationwide, our family law solicitors, led by Rakhi Singal, believe that alternative dispute resolution methods, such as mediation and round-table negotiation provide the best, long-lasting outcome for families.

By leveraging peaceful and non-confrontational negotiation methods when working out how a pension should be divided, couples can reduce the overall stress and emotional upheaval experienced during separation and make decisions that are rational and are in the best interests of everyone.

While we support non-confrontational approaches to bringing about agreements following a civil partnership dissolution, we also understand that sometimes court litigation cannot be avoided.  If this does happen, we will provide you with robust legal representation.  The service we offer to our clients is always tailored to their needs.

Based on your circumstances, we will adapt how we work to you.  And if you need us, we will be there to give reassurance, answer questions, and provide any legal advice you need.  Our easy availability is central to the service we provide, and while we may not always be immediately available to speak, we will return your call or correspondence as soon as practicably possible.

Dividing up a pension in a divorce can be highly complex because the full value of the pension may not be realised for many years.  We will ensure all your circumstances are considered carefully before advising on the best course of action.

Read our client testimonials. Meet our team of skilled family lawyers. Contact us today for help with your case.

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Frequently Asked Questions (FAQS)

Are all pensions sharable?

Most pensions can be shared, including:

  • Private workplace pensions
  • Additional state pension and the protected payment element of the transitional rate of the new state pension
  • Pension protection fund compensation

A person’s basic state pension and new state pension (which replaced the basic state pension and additional state pension from 6 April 2016) is not sharable.

If you or your spouse have an overseas pension, it may be that this is only sharable if evidence can be provided that the overseas jurisdiction will implement and enforce a Pension Sharing Order made by an English court.

How are pensions divided upon divorce?

Pensions are usually divided three ways in a financial settlement:

  • Off-setting – where the entire pension is awarded to one party and its value is offset by other assets such as the family home which is given to the other spouse.
  • Pension sharing – this is where one spouse is given a share of the other’s pension pot.
  • Earmarking – a portion of a pension received by one party is paid to their former spouse, similar to periodic maintenance payments.

What is a Pension Sharing Order?

A Pension Sharing Order divides the rights to the proceeds of a pension between two people, so each has their own individual rights to the pension scheme.

When working out a financial settlement in a divorce, sharable pensions are considered part of the overall matrimonial property to be divided.  To ensure there is a fair division, we will ensure an accurate valuation of all pensions is obtained.  This is a complex process and involves the preparation of a Pension Sharing Report.

To find out the best way to divide any pensions in a financial settlement, talk to one of our divorce Solicitors.

To find out how we can advise and represent you, please contact our London office on 020 3372 5125 or complete our online enquiry form to make an appointment.

Please call us on 020 3372 5125 or get an online consultation




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    Director & Head of Family Law
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      What Our Clients
      Say About Us
      Testimonials
      Dealing with Rakhi was more like having In house counsel than hiring a law firm
      So Rakhi Singal of RVS has just handled my divorce, it was a very complex case and I came to Rakhi at the very last minute on a friend’s recommendation. My case was a mess and I stood to lose everything.

      Dealing with Rakhi was more like having In-House counsel than hiring a law firm, she does not approach her clients as a cash machine like many law firms do, she works with you to manage and minimise your costs and de-escalate conflict rather than throw wood on the fire.

      She took a huge personal interest in my case, she was always available on the phone, very quick to respond to emails and is very honest and trustworthy.

      My ex had huge spending power and used a team of high profile solicitors against me, Rakhi literally saved me from complete ruin and helped me get a very fair deal with me spending 6 times less than my ex on legal fees.

      Thank you, my new family and I will be forever grateful!!!!
      What Our Clients
      Say About Us
      Testimonials
      Rakhi’s passion for her profession supersedes the norm
      On dealing with a very stressful and emotional situation involving my young child. I was personally directed to Rakhi Singal. From the very outset of my situation, Rakhi identified the immediate difficulties I faced and offered me a sympathetic and rational approach to my situation, ensuring that she had a full understanding of my issues and concerns. Rakhi’s approach to my case was monumental and customary to my needs and that of my child, which was a fundamental point for me.

      The communication and support I received in and outside of court was nothing short of extraordinary. Rakhi’s passion for her profession supersedes the norm and is clearly demonstrated through her results.
      What Our Clients
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      Testimonials
      Really impressed with Rakhi’s dedication to our case
      Could not be more pleased with the results!

      I approached RVS solicitors as they were highly recommended and now I completely understand why. Soon as I contacted Rakhi I knew I wanted to use her, she was so professional and easy to get along with. I was faced with clients who were refusing the pay invoices, Rakhi immediately reassured me that she was able to help me and recoup these costs. She dealt with the whole process very professionally.

      Really impressed with Rakhi’s dedication to our case and her knowledge and experience on dealing with the case. She communicated with us throughout the process, providing me with regular updates. Thank you so much, I cannot vouch for her work enough and RAW Invites are happy for you to continue to act for all their matters in the future.
      What Our Clients
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      Very detailed advice, friendly and approachable
      Excellent service for my wife's spousal visa from Lusine: very detailed advice, friendly and approachable. Also flexible in contact by email and provided an excellent cover letter.
      What Our Clients
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      She is professional, intelligent, hard worker and cheerful!
      I highly recommend Dr. Lusine Navasardyan, as she is professional, intelligent, hard worker and cheerful, she helped us from the beginning of our case until the very end, when she prepared a strong bundle with over 385 pages, which helped us get a successful victory in our Asylum case . I strongly recommend her as I really appreciate all the professional work that she has done . Many thanks to her.
      What Our Clients
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      She has been very professional and a reliable person
      Dr. Lusine has been working on my case. She has been very professional and a reliable person. She was always attending to my queries and she has always been very friendly throughout my case.
      What Our Clients
      Say About Us
      Testimonials
      She is very professional while creating a friendly and comforting relationship with her clients
      I am very happy with the level and quality of service I got from Dr. Lusine Navasardyan. She is very professional while creating a friendly and comforting relationship with her clients. The service from Lusine was professional,efficient and well organised. Lusine worked extremely hard at resolving my all issues while getting the best result.